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Instrument Insurance

Musical Instrument Insurance, Music Insurance


Instrument InsuranceMany musicians rely on their home insurance to cover their instruments, but you might be surprised to know that home insurance alone may not be sufficient.

Unlike home insurance, specialist musical instrument insurance is designed with musicians in mind. Musical instrument insurance covers unlimited professional use, whether you’re playing a small pub gig or a large concert hall.

You can also insure your instruments for their exact value, meaning you’ll be covered if something happens. If your instruments do get damaged, musical instrument insurance covers loss in value after a repair, as well as the repair itself.

While claiming on your home insurance might affect your premium or no claims discount, this isn’t standard practice for musical instrument insurance. And, if you claim on your musical instrument insurance policy, you won’t have to pay an excess.*


Allianz Musical Insurance is the UK’s leading specialist insurer and has over 50 years’ experience of insuring musicians and music professionals. With their understanding of musicians’ needs and high standards of customer service, Allianz Musical Insurance has gained the trust of over 100,000 musicians, from beginners to internationally renowned artists.

Allianz Musical Insurance’s Music Protect Policy covers:

  • Theft, loss, fire and accidental damage
  • Unlimited professional use
  • Loan instrument hire costs
  • Damage in transit
  • Depreciation after a repair
  • Up to £500 worth of accessories included for free#
  • Theft from unattended vehicles (optional extra)
  • Personal accident and public liability cover (optional extra)

Click here to get an instant quote with your first month free

Terms and conditions apply. *£100 excess applies for computer equipment. ** 12 months’ cover for the price of 11. Offer applies only to the first year of cover. # Cover provided for accessories valued between £10-£250, with a per-claim limit of £500.

Allianz Musical Insurance is a trading name of Allianz Insurance plc. Registered Office: 57 Ladymead, Guildford, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 121849